BUSINESS TRADELINES
PRICE RANGE: $500.00/mo – $5,000.00/mo
Obtaining a business tradeline through us is one of the best ways to boost the strength of your business’s credit profile.
These tradelines are in the form of secured installment loans issued by our partnered lender at a fixed rate of 6%. You pay the interest rate on this loan, and we’ll cover the principal on your behalf. For example, your total monthly payment on a $100k tradeline is $8,834. You only pay the $500 interest fee, we cover the $8,334 principal out of the financed capital and retrieve our secured collateral from the institution after the loan is paid in full.
These Business Tradelines report to Dun & Bradstreet, Experian, and Equifax. They stay on your business’s credit report indefinitely.
Check out our pricing below, and click the “order now” button for approval!
MORE INFORMATION
How does the process of buying a business tradeline work?
Here is a walkthrough of the process of buying a business tradeline from us:
1. Select the business tradeline that you are interested in.
2. Click the “Order Now” button on this page, and follow the checkout process.
3. Wait for us to reach out with an invoice for you to make your payment. Make your payment when the invoice is received.
4. After your payment is confirmed, we will contact you to provide your business details for the tradeline.
5. All necessary documentation is completed.
6. Within 45-60 days of the documentation being completed, your new business tradeline will appear on your business’s credit report.
7. Pay the monthly interest fee until the loan is fully paid off.
Obtaining a business tradeline through ITM Enterpise is one of the fastest ways to build the credibility of your business credit profile. There are not many agencies out there that can offer this, but due to our strategic partnerships, we can make it happen for you with you paying only the interest rate on the loan.
This is a great way to boost your business credit report, which includes business credit scores or creditworthiness ratings. Such as the D&B Paydex Score for instance, which has a range of 1 to 100, with a score of 80 indicating consistent on-time payments on your trade accounts.
FAQ's
The business tradelines of your company refer to tradelines that are reported on your business credit profile by a bank, credit union, or other financial institution. Business tradelines showcase the track record of your company when it comes to acquiring and paying back (or failing to make payments) on various financial products like a business credit card, loan, lease, or line of credit.
Obtaining a business tradeline through ITM is a 100% legitimate way to boost the credit profile of your business. You are simply consulting us to acquire a new line of credit for your business by providing the collateral upfront and covering the principal payments for you. We pay the loan on your behalf, and we charge you directly for the interest paid. This is a powerful process that is completely legal.
Business tradelines play a crucial role as they enable other businesses and organizations to evaluate the creditworthiness of your company. Your business credit reports provide an overview of your company’s payment history and trade credit accounts, shedding light on its ability to fulfill financial obligations.
Moreover, these reports often contain additional information about your business, such as its age, industry, presence of any outstanding liens or judgments, and details about the owners. When you apply for a loan, line of credit, lease, insurance, trade credit, or seek a contract with a major corporation or government agency, these credit reports are frequently reviewed.
Furthermore, many business credit reports include business credit scores or creditworthiness ratings, which are directly influenced by your tradelines. For instance, the D&B Paydex Score has a range of 1 to 100, with a score of 80 indicating the need for consistent on-time payments on your trade accounts. To achieve a higher score, it is necessary to make payments earlier than the requirements of your trade credit accounts.
Typically it takes us anywhere from 3-5 days to complete all the necessary agreements for the tradeline. After the agreements are processed, the loan is issued the following business day and your first payment is made. It usually takes anywhere from 45-60 days to appear on your D&B, Experian, and Equifax reports.
Yes. Our business tradelines are reported on a monthly basis as open accounts, and they require a monthly payment. We only cover the principal of your monthly payment, while you pay the interest rate. If you miss one of these payments, we will cover the cost so that it doesn’t affect your business credit report immediately, however, you will have 30 days to make up your payment. If a payment isn’t made by the next payment date, a further payment on the loan will not be made by us on your behalf. It is important to ensure that you do not miss your payments. If you do, you run the risk of the loan being put into collections. In that case, you will be liable for 100% of the balance (which you don’t want to happen).