PERSONAL FUNDING
PRICE: 10% SUCCESS FEE
IF YOUR CREDIT SCORE IS BELOW 680, OR YOU HAVE ONE OF THE FOLLOWING: 3+ INQUIRIES, 1+ DEROGATORY MARK, 1+ LATE PAYMENT YOU DO NOT QUALIFY FOR PERSONAL FUNDING. PLEASE PURCHASE THE COMPLETE CREDIT SWEEP AND MOVE FORWARD FROM THERE!
Are you looking to increase your available credit?
If you meet the requirements above, look no further. We can get you anywhere from $25k to $100k in new credit lines as soon as tomorrow.
These are NOT personal loans! The only method we employ for personal funding is to secure new credit cards for you. NOT LOANS!
We have unique partnerships with multiple banks and credit unions that offer us approvals on high-limit credit cards for clients who meet these certain requirements.
MORE INFORMATION
As stated above, ITM Enterprise holds unique partnerships with multiple banks and credit unions that can get you approved for multiple high-limit credit cards ranging from $10k to $100k, and up to $250k in total.
What’s great about our Personal Funding program is that we do not get you locked into any personal loans or anything of the sort. You do not need to know what you are going to do with this capital beforehand, and you can keep it on the back burner for any time that you may need it.
Furthermore, we only charge a 10% success fee on these lines of credit. You can use your new line to pay for the success fee so that you don’t have to come out of pocket, and it will not affect your credit score since your utilization stays at 10% or below.
How the process works:
1. First, click the “Apply Now” button on this page and submit your information to our underwriting team.
2. Sign the personal funding agreement we send you.
3. After the agreements are signed, we will begin your financing request. We can get your first approval within just a few days of your agreement being completed.
4. The process continues until you have reached your desired amount of funding, or we have exhausted our resources.
5. Upon your approval for the new credit cards, you will be invoiced for your success fee payment. We require the payment to be made within 21 days of the invoice date. There is no upfront fee for our personal funding program.
FAQ's
Yes. We require a minimum credit score of 680 to work with you on this program.
Additionally, you must meet the following requirements:
- Less than 3 hard inquiries on your credit report.
- 0 late payments on your credit report.
- 0 derogatory marks on your credit report.
The personal funding program supplies you with credit cards only. You will not receive any type of loan with this program.
When it comes to interest rates, they can vary depending on both your credit profile and the lender themselves. However, the average rates for these cards tend to be around 11% APR*.
It’s also worth noting that interest rates can fall within a wide range, typically ranging from 6% to 24%. This range can also be affected by various economic factors, such as inflation, the state of the stock market, and government policies.
*Interest rates are influenced by multiple macroeconomic factors as well as your personal situation. We do not guarantee any specific interest rates.
We take care of submitting all credit applications on your behalf. However, you will need to follow up with each lender to provide any additional information they require, such as identity verification. Usually, proof of income is not required.
The highest credit limit we have seen for a new credit card approval for personal use is $100,000. Nevertheless, you can raise your credit limit to as much as $250,000 by requesting credit limit increases every three months, as long as you use your credit card account responsibly.
Typically, we can get up to $100,000 for any given client that utilizes this service.