PRIMARY TRADELINES
PRICE RANGE: $100.00/mo – $1,500.00/mo
Obtaining a primary tradeline through us is one of the best ways to boost the strength of your credit profile.
These tradelines are in the form of secured installment loans issued by our partnered lender at a fixed rate of 6%. You pay the interest rate on this loan, and we’ll cover the principal on your behalf. For example, your total monthly payment on a $20k tradeline is $1,767. You only pay the $100 interest fee, we cover the $1,667 principal out of the financed capital and retrieve our secured collateral from the institution after the loan is paid in full.
These Primary Tradelines report to TransUnion, Experian, and Equifax. They stay on your credit report for 10 years.
Check out our pricing below, and click the “order now” button for approval!
MORE INFORMATION
Obtaining a primary tradeline through ITM Enterprise is one of the fastest ways to build your credit profile. There are not many agencies out there that can offer this, but due to our strategic partnerships, we can make it happen for you with you paying only the interest rate on the loan.
Having high-limit open primary tradelines in good standing such as this help to build and showcase a solid credit report. This often helps consumers with “thin” profiles rapidly improve the strength of their credit profiles without risking further hard inquiries and denials.
How does the process of obtaining a primary tradeline work?
Here is a walkthrough of the process of obtaining a primary tradeline through us:
1. Select the primary tradeline that you are interested in.
2. Click the “Order Now” button on this page, and follow the checkout process.
3. Wait for us to reach out with an invoice for you to make your initial payment. Make your payment when the invoice is received.
4. After your payment is confirmed, we will contact you to provide your personal details for the tradeline documentation.
5. All necessary documentation is completed.
6. Within 45-60 days of the documentation being completed, your new tradeline will appear on your credit report.
7. Pay the monthly interest fee until the loan is paid in full.
FAQ's
Primary tradelines refer to accounts listed on a credit report that hold the primary account holder accountable for their management and obligations.
Each credit line serves as a main tradeline specifically designated for the primary individual who holds the account. Whether it’s an auto loan, a credit card, or a mortgage, all these forms of credit represent primary lines for the primary borrower. On the other hand, authorized users or joint accounts are created when the account’s primary holder designates you as either an authorized user or a joint account holder.
Obtaining a primary tradeline through Credit Kings is a 100% legitimate way to boost your credit profile. You are simply consulting us to acquire a new line of credit for you by providing the collateral upfront and covering the principal payments for you. We pay the loan on your behalf, and we charge you directly for the interest paid. This is a powerful process that is completely legal.
A primary tradeline is an account recorded in a credit report specifically assigned to the primary account holder. This encompasses all forms of credit taken under the primary account holder, including mortgages, credit cards, car loans, or any other borrowed funds. The primary account holder bears the responsibility of settling the account balances. Consequently, their ability to effectively manage their debts influences their credit score. These tradelines are employed by individuals seeking to initiate a credit score and establish a payment history. Opening primary tradelines, such as credit cards through banks, is often a straightforward process.
Typically it takes us anywhere from 3-5 days to complete all the necessary agreements for the tradeline. After the agreements are processed, the loan is issued the following business day and your first payment is made. It usually takes anywhere from 45-60 days to appear on your TransUnion, Experian, and Equifax reports.
Yes. Primary tradelines are reported on a monthly basis as open accounts, and they require a monthly payment. We only cover the principal of your monthly payment, while you pay the interest rate. If you miss one of these payments, we will cover the cost so that it doesn’t affect your credit report immediately, however, you will have 30 days to make up your payment. If a payment isn’t made by the next payment date, a further payment on the loan will not be made by us on your behalf. It is important to ensure that you do not miss your payments. If you do, you run the risk of the loan being put into collections. In that case, you will be liable for 100% of the balance (which you don’t want to happen).